Get The Best Deal
As a local certified broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Luxe Mortgage Lending, Inc. specializes in LUXURY. FHA. VA. USDA. & CONVENTIONAL LOANS.
Own Your Dream Property
Whether you’re buying your first home or looking for a new investment property, there is lots of stress and complications involved in mortgages and financing. That’s where we come in. We help our clients with all their Mortgage Lending needs so they can enjoy the fun and excitement of purchasing real estate.
WHAT OUR CUSTOMERS ARE SAYING ...
“Absolutely the best in service, outstanding in knowledge, and unparalleled in every aspect! Could not have been a better experience because of Tom Flood and the entire Luxe Team."
“Tom Flood and his team are superb. They truly understand customer service. It was a great pleasure to work with them."
“Brett was the man that made this loan come to fruition. Brett is "Golden." Give that man a promotion.”
With good credit and as little as a 3% down payment, conventional loans provides ample flexibility and savings opportunity over the life of the loan. Lower costs by eliminating upfront as well as monthly mortgage insurance requirements.
As little as 3.5% down on the purchase of a home. FHA loans feature some of the lowest amounts needed to close a loan, potentially leaving more money in your pocket at closing. Credit qualifying criteria is not as strict as a conventional loan and allowable debt-to-income ratios can be higher.
Reduce your balance faster with a lower interest rate or shorter term. With a lower interest rate, you pay more principal for each payment. You could also tap into your equity with a cash-out refinance to improve your home, purchase a second home, or pay off debt.